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Overdraft Protection

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Overdraft Protection

Spilled milk. Wrong numbers. Missed birthdays.

We get it, accidents happen every day, even when it comes to your money. Forgetting to record a check or debit card purchase or not recalling your current balance can lead to an overdraft. The results can be costly, embarrassing and inconvenient. That's why SBT offers several types of overdraft protection designed to provide you with a safety net and peace of mind.

Summary
  • Basic Overdraft Protection* - The account option to add that provides you with the ability to complete everyday debit card purchases and ATM withdrawals.
  • Overdraft Sweep** - Designate another SBT deposit account as the source to cover any overdrafts in your checking account. When a transaction occurs that would normally overdraw your checking account, dollars from your designated account are automatically transferred.
  • Overdraft Credit Line*** - A line of credit tied to your checking account that activates if you overdraw your account.

Which option is right for you? A SBT Banker can help you decide. Just stop by your local SBT branch today, or give us a ring at 1.877.279.1300 and a Customer Service Representative will be happy to help.

*Available to qualified customers. You will only be charged a fee if you use the service. **Sweep is based on dollars currently available in the designated deposit account. A $10 fee applies for each sweep. ***Subject to credit approval. A $10 fee applies for each funds transfer.

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