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SBT Rewards Checking - SOLD OUT!

Remember when the Tooth Fairy used to sneak in and leave you money? Well, this account gives you money without any tooth-pulling at all! You can earn a fantastic high 4.02% APY* on your checking balance each month with no monthly fees or minimum balance!

That's not all. We'll also refund ATM fees when you use non-SBT ATMs—not just in the Suburban Chicagoland area, not just in Illinois, but nationwide! In fact, this account comes with so many free gifts you might start to think of us as Santa Claus!

This awesome account may be Sold Out... but don't fret be at the front of the line when it reopens to new accounts.

Reserve your account today!

Reserve Account
Summary
  • Earn 4.02% APY* on balances up to $15,000
  • Earn 0.15% APY* on amount of balance over $15,000
  • Earn 0.05% APY* each month qualifications aren't met
  • No monthly fees
  • No minimum balance
  • Free ATM fee refunds (up to $20)**
  • Unlimited check writing
  • Free SBT Debit MasterCard®
  • Free online banking with bill pay
  • Free e-statements
  • Free check images
  • Free telephone banking
  • Direct deposit available
  • Overdraft protection available
  • FDIC insured up to $250,000
  • $100 deposit to open

*APY = Annual Percentage Yield

**ATM fee refunds include a combination of both SBT's and other banks' fees for using another bank's ATM.

Reorder Checks

Qualifications

Earning the rewards rate and ATM fee refunds each month is simple.

Chances are, you're meeting the qualifications without even knowing it!

  • Make 10 debit card transactions per statement cycle
  • Enroll and receive e-statements
  • Set up one recurring direct deposit or auto debit

See? You're a natural!

And if for some reason you don't qualify one month, you still get our base rate of interest and unlimited free checking. And you can get the rewards back the very next month.

More Information

Annual Percentage Yield (APY) accurate as of 08/18/10.

Minimum to open account is $100. Rate tiers are as follows: 4.02% APY applies to balances of $.01 - $15,000 and 0.15% APY applies to balances over $15,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 4.02% APY to 0.15% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Available to personal accounts only. We reserve the sole discretionary right to refuse to open an account or close an existing account for any reason.