Online Banking Login

Online Banking Login

Get To Know Your Transactions

Stay in control of your finances and avoid unnecessary fees by following these suggestions:

1. Record your transactions right away - Write all transactions in your check register or its electronic equivalent. Deduct the amounts of checks, ATM fees & withdrawals, Debit Card purchases and automatic bill payments. Don't forget to record deposits and transfers.

2. Review your transaction history - Review your pending and posted transaction history daily, weekly, or monthly – whatever works best for you.

3. Check your account balance - Be sure the funds in your account are available before you write a check, make a withdrawal or a purchase. If your balance won't cover it, you may choose to wait or make a deposit.

4. Compare your statement to your register - Compare all transactions listed on your statement with those recorded in your register. Contact us immediately if you notice any discrepancies.

5. Balance your account - Make sure it all adds up by comparing your register to your monthly statement. You can monitor your transactions more frequently by logging into online banking at sbtBankNow.com.

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Smart Tip - Pay Yourself First

To pay yourself first means simply this: Before you pay your bills, before you buy groceries, before you do anything else, set aside a portion of your income to save. The first bill you pay each month should be to yourself. This habit, developed early, can help a person build tremendous wealth.

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