Convenient Banking Options

Ever feel like you're too busy to get to the bank? Relax, we have options that offer you real flexibility so you can choose how, when and where you do your routine banking! Here are just a few of our banking options that can help you manage your money whenever, wherever you happen to be:

Online - visit sbtBankNow.com where you can open accounts online, enroll or login to online banking, enroll in e-Statements, check balances, transfer money, set up account alerts and more!

On-the-Go - Visit a SBT 24-hour ATM, dial bank by phone at 877.279.1300 for 24-hour automated account information, and remember to carry your SBT Debit MasterCard® - it's perfect for everyday purchases.

In Person/By Phone - At one of our 13 banking offices or by contacting our Customer Service department at 877.279.1300.

Smart Tip - Finding Balance

Knowing the difference between available and current balances will help you understand what dollars you have immediate access to for making purchases,

payments, etc.

• Available Balance Refers to the dollars in your account available for immediate use in accordance with SBT's Funds Availability Policy.
• Current Balance Reflects your up-to-the-minute balance, which updates throughout each business day, and includes pending transactions and funds not yet available for withdrawal.

Remember: your account balance fluctuates throughout the day based on the transactions you make and when your deposited funds become available.

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